Posts Tagged new car
Planning On Purchasing A New Car?
Posted by in Uncategorized on December 1, 2009
If you are planning on buying a new auto and you decide to finance it, be aware that the financing obtained by the dealer, even if the dealer contacts lenders on your “best interest” may not be the best bargain you can get. If you decide to trade in your old car (not the best advice) make sure you discuss the possibility of a trade-in only after you have negotiated the best possible price for your new car, and after you have researched the value of your old car. Before going to the dealer’s sales floor, make sure you research about what car model and options you desire, and how much you are willing to pay.
Price
Get a free dealer price quote online. Shop around to get the best available price by comparing models and prices in advertisments and at dealer showrooms. Because the price is a key factior in the dealer’s calculations regardless of whether you pay cash or finance your car, and also affects your monthly payments, negotiating the price can save you money. Generally, the invoice price should include freight (also known as destination and delivery). Base Price is the cost of the car without options, but considers standard equipment and factory warranty. Sometimes, dealers offer very low financing rates for specific cars or models, but may not be willing to negotiate on the price of these cars. Remember that a warranty is included in the price of the car while a service contract costs extra.
Dealers
Always take into account this: Dealers may be willing to bargain on their profit margin, around 10 and 20 percent. Dealers should never know more about your credit than you. However, dealers often want to sell their current inventory quickly, so you can negotiate a good deal if an in-stock car meets your needs. Dealers know their game way more than you do. Think about it, they do it every day. You will do it maybe 5-8 times in your whole life. Be attentive, and better yet, visit cardealerexposed.ecuawebsite.com
Credit
If your dealer requires you to buy credit insurance for car financing, it must be included in the cost of credit, but DON’T DO IT. Before purchasing a new car, you HAVE TO get your credit report and credit score from Experian, Equifax or True Credit. They rely on dumb car buyers who don’t know their own credit score and don’t research before they buy a car.
Most people know their blood pressure and cholesterol level, but few know their own credit score. Show up at a dealer without knowing your credit score, and you might as well give them your credit card.
I don’t use the free government mandated credit report site because they do not give you the credit score. Even if you have previous bankruptcy, tax liens, or bad credit, as long as your credit score is 525 or above, and bankruptcies have been discharged, your chances are good. Write on the copy: the dealer may NOT run a credit check on you.
Tags: buy a car, car buy, car financing, dealer, dealers, new auto, new car, old carRelated posts
Hot Automobiles for 2010
Posted by in Uncategorized on November 20, 2009

When the economy is down, the buyer is in the driver’s seat when it comes to cars. To move some vehicles, car manufacturers are doing everything they can to get people into dealer showrooms. If you are in the market for a new car, there may never be a better time to get a fabulous car with plenty of upgrades at a price that is easy on the bank account. There are great new models for all types of buyers in 2010.
Volvo’s new XC60 crossover is a fantastic choice if your number one concern is safety. The vehicle has an impressive new feature that automatically applies brakes to help avoid collisions. The price for this kind of safety? Between $32 and $37 thousand. You will look great driving the car in the city or the country. It also boasts a very modern, stylish interior that should please the most discriminating driver.
While a minivan might not qualify as a hot car for some, if you are constantly driving Mom’s taxi around town, you know that it is certainly a hot commodity. Honda continues to outshine the competition when it comes to reliability, mpg, and resale value in the minivan category. Its 2010 Odyssey is no exception. Parents will love all the safety features and the kids and their friends will love the reclining seats and the cup holders. The Odyssey ranges in price from around $26,000 to $40,000, depending on your options.
The For Fiesta is a can’t-miss choice for buyers looking to purchase an American-made vehicle. The Fiesta is Ford’s entrant in the sub-compact market. The new Ford Fiesta is nothing like the old version you might have driven decades ago. The Fiesta is expected to hit the US market in early 2010. It is already available in some European markets and is generating a lot of buzz.
If you are looking for a full-size truck to get some work done, then you can’t go wrong with the 2010 Chevy Silverado 1500. One thing that is unique about the 1500 is that it is a hybrid, so even truck drivers can be environmentally friendly.
We’ve just scratched the surface. There are so many hot choices in this 2010 crop of cars and trucks, you are sure to find one that will be your perfect fit. And it’s a buyer’s market, so this is a great time to upgrade your transportation.
Tags: automobile, automobiles, crossover, dealer, hybrid, new car



